Winter is coming, which means the roads will be slippery, and driving hazardous. This is a good time to make sure you have enough auto insurance coverage for you and your family. Your should have a minimum of $250,000 / $500,000 for liability and uninsured motorist coverage. A lower amount will possibly not adequately protect you or a family member in the event of a serious injury caused by an accident. You should also have at least $5,000 in medical payment coverage which will help with deductibles and co-pays. Liability and med pay coverages are relatively inexpensive, and well worth the investment in the event that winter roads cause you to be involved in a serious accident.