Many of our new clients who have been injured in an auto accident wish to pursue compensation for their injuries, however prefer not to go to Court. THe majority of these cases are settled without having to file a lawsuit, and of those cases where a lawsuit is necessary, only about 5-10% go to an actual trial or require the injured party to actually appear in a courtroom. Therefore, if you are injured in an auto accident, your first priority should be to seek the advise of an experienced lawyer without the fear that making a claim automatically means that you must "go to court" or "sue." We would be happy to discuss your injury claim with you and provide you with all the details about how claims are brought, and how they can be settled in a timely and fair manner.
Many people injured in auto accidents unfortunately compromise their chances at receiving reasonable and fair compensation by not following some basic steps. A person may not think they are seriously injured, or may not want to take the time to seek immediate medical treatment, however in so doing, they provide the insurance company for the negligent driver with immediate and persuasive defenses. Here are some basic things you should do:
The triggerman in perhaps the most famous criminal trial in New Hampshire history was paroled today. Billy Flynn, the triggerman in the murder of Greg Smart in Derry, NH was released from prison after serving 25 years for his role in the murder. Pamela Smart remains in prison in New York serving a life sentence. http://www.wmur.com/news/billy-flynn-granted-parole-25-years-after-killing-gregg-smart/31753030
Most people don't really pay much attention to their personal insurance until they need it - and unfortunately, when they need it, they find they don't have enough, or don't have the right coverage. In New Hampshire, it is not mandatory to have automobile insurance. Unlike Massachusetts and other states, New Hampshire does not have no-fault insurance. Therefore, it is critical that you purchase sufficient insurance to protect not only your personal assets from a lawsuit and judgment, but also sufficient insurance to protect you and your family in the event that you are seriously injured in an automobile accident that is the fault of an uninsured motorist. In New Hampshire, an insurance company MUST provide you with the same limits for uninsured motorist protection that you purchase for liability protection. While a minimum policy in New Hampshire is $25,000 per person and $50,000 per accident, my recommendation is to purchase a minimum of $250,000 per person, and $500,000 per accident. The added cost is really minimal, and you should shop around for a reasonable premium. I also recommend purchasing at least $5,000 in medical payment coverage - which protects you and anyone in your car for medical bills arising from an accident - regardless of fault. Finally, you should consider an "umbrella" or personal liability policy. You can purchase $1,000,000 in additional coverage with an umbrella policy that will provide coverage in excess of both your automobile and homeowners' limits. Better safe than sorry, especially with the high cost of medical treatment these days.