In 32 years of personal injury practice, I have represented thousands of individuals injured in motor vehicle accidents. I can tell you that people who are injured while riding motorcycles suffer far more serious injuries than those in cars or trucks. Unfortunately, in many of these cases, the "at fault" driver either has no insurance or insufficient insurance, and the motorcyclist has NO insurance. As a result, any compensation for these life changing injuries is often minimal. You can and should protect YOURSELF by purchasing motorcycle insurance - it will provide you with uninsured motorist protection in the event you are injured by someone with no or insufficient insurance themselves. And, you should have limits of NO LESS THAN $250,000.00 per person. You should also have medical payment coverage of at least $5,000.00, even if you have health insurance, but particularly if you do not. If you need further advise of the right amount of motorcycle coverage, please feel free to give me a call for my free recommendations.
If a person is killed in an automobile accident or other incident which due to the fault and negligence of another person, the Estate of the decedent may pursue what is known as a wrongful death case. The first step is for an admininstrator to be named for the Estate. This is done in probate court. Next, the claim is presented on behalf of the Estate. Under New Hampshire law, spouses and minor children of the decedent have their own separate claims. Damages are controlled by state statute (RSA 556) and interpretive case law. In short, the Estate is entitled to damages for economic loss to the Estate, medical and funeral bills, conscious pain and suffering of the decedent, and loss of the enjoyment of life of the decedent. The spouse and/or children are entitled to capped damages for loss of consortium. I am currently handling several wrongful death negligence actions, and these can be emotional, difficult and complicated matters. As in most cases, as difficult as it may be, the sooner an attorney is contacted to assist the better. We can provide a variety of services in addition to simply pursuing the wrongful death claim, and the fee for these services is typically included in the overall contingency fee for the wrongful death action.
Fall in New Hampshire brings with it earlier sunsets, falling leaves, and fall rain. All of this can lead to slippery and dangerous road conditions - importantly, roads that are more hazardous than in the summer months. Drive carefully, make sure your windshield wipers are working properly, keep your lights on and slow down. Accidents can cause serious injuries and financial catastrophe. And, with winter approaching, there is no better time than to review your auto insurance to make sure that you have adequate coverage in the event that you are in an accident. We at the Hutchins Law Offices recommend no less than $250,000 / $500,000 in liablity and uninsured motorist limits, and no less than $10,000 in medical payment benefits. Any questions about New Hampshire auto insurance law, or if you were unfortunate enough to have been involved in an accident where you were injured - give us a call for a free consultation - (603) 625-5555.