Affordable Care Act in NH – Don’t Let Your Health Insurance Lapse

It would be well worth the time to contact your current health insurance company to see what if any effect the ACA, also known as Obamacare, will have on your health coverage and existing plan.   This is especially true if you are the holder of an individual policy.   Many have recently received notices that their insurance will be canceled because the terms and coverages do not fully comply with the Affordable Care Act.   The good news is that most health carriers in New Hampshire, including Anthem Blue Cross, do offer new alternative health plan options which comply with the ACA.   Some of these plans have higher deductibles than current plans, however there can be savings on monthly premiums.   While shopping for new coverage in the Exchange is certainly an option as well, a good first step would be to contact your existing carrier to see what new plans are being offered so you will have the peace of mind that if you choose, you can stay with your current health insurance company and avoid a potentially catastrophic lapse in coverage, particularly in the case of a serious injury or illness.